Residential Property Owners
Designed for Residential Property Owners with single or multiple residential properties let for minimum of 6 months
The Residential Property Owners insurance policy provides cover for:
- Buildings only option – for loss or damage to the structure of your property
- Contents option – for loss or damage to the contents in your property (only available with buildings cover)
Key features
- Buildings, standard perils including subsidence landslip and heave to £500,000
- Landlords fitted carpets, curtains and blinds, domestic white goods, furniture and furnishings up to £5,000.
- Malicious damage by tenants up to £5,000
- Trace and access up to £500
- Temporary accommodation / loss of rent up to 33.3% of sum insured
- Includes accidental damage to fixed glass, sanitary ware and built-in ceramic hobs
- Accidental damage to cables and service pipes
- Emergency access / landscape gardens up to £1,000
- Replacement of locks up to £1,000
- Unauthorised use of electricity, gas or water up to £1,000
- Property owners liability / defective premises act to £2m
- Option to add contents cover if property is let furnished
- Accidental damage option to buildings
Benefits
- 24 hour 365 days MMA Property Care helpline
- Free 24 hour legal advice helpline
- Single or multiple properties including houses and / or blocks of flats
- Option to pay by instalments
- Discounts available to multiple properties
Click here for more information and product features
How to buy our products
To ensure that you receive specialist advice, all of our products are sold exclusively through a national network of professional insurance brokers. To locate your nearest insurance intermediary, please click on the find a broker link.